Frequently Asked Questions

Susan Ruiz acts as a trusted adviser, assisting you with all aspects of buying your home. She helps you start your home search, provides access to listings from any device, and supports you through submitting offers, inspections, appraisals, and closing. She works individually with each client to understand their unique needs and ensures a smooth, stress-free experience.

Start by making a wish list and setting a budget. Use the search tools on the website to filter homes by beds, baths, price, neighborhood, and other features. You can save searches and favorite listings to receive alerts when new homes match your criteria. Susan Ruiz can also help you schedule in-person showings and answer your questions.

Susan Ruiz's website offers a mortgage calculator that estimates your monthly payment based on sale price, loan term, down payment, interest rate, PMI, and property taxes. Lenders will also consider your debt-to-income ratio, including housing costs and other debts, to determine the loan amount you qualify for. Avoid taking on new debt before applying to maximize your loan options.

Susan Ruiz assists you in submitting a competitive offer. After acceptance, she supports you through inspections, appraisals, and closing steps to ensure a smooth transaction. Once everything is finalized, you receive the keys and can start making memories in your new home.

By creating an account and saving your home search criteria on Susan Ruiz's website, you will receive notifications the moment new homes matching your wish list go on the market. This helps you stay ahead and act quickly on desirable properties.

Susan Ruiz takes time to understand your unique home and selling goals. She uses innovative marketing techniques including high-impact photos, compelling content, and listings across multiple platforms such as her website, home search portals, search engines, and social media. This targeted approach increases visibility, attracts more buyers, and helps sell your home faster and at the best price.

Susan Ruiz uses her in-depth knowledge of local market statistics and comparable sales to recommend a competitive and accurate listing price. This pricing strategy helps your home sell within your desired timeframe and for the highest possible price.

From your initial meeting, Susan Ruiz explains the selling process and sets expectations. She provides data on pricing and market timing, implements a tailored marketing plan, and manages the transaction to ensure nothing is overlooked. You will receive regular updates so you always know what’s happening with your sale.

You can request a free home evaluation through Susan Ruiz's website. She will analyze comparable sales and market trends to provide an accurate estimate of your home's value, which helps in setting the right listing price.

If you don’t have a lender, Susan Ruiz partners with reputable mortgage specialists and can introduce you to them. She helps you understand the loan process from pre-approval to closing, ensuring you stay informed and comfortable every step of the way.

After loan approval, you must set up homeowners insurance. Your loan documents are sent to the title company where you will sign paperwork and pay any closing costs. The loan is then recorded, and you officially become the homeowner. Susan Ruiz will guide you through this final stage to ensure a smooth closing.

Susan Ruiz moved to Merrick in 1976 and has lived there for over four decades. She knows Merrick and Bellmore intimately, including their schools, neighborhoods, and lifestyle. Her local expertise helps buyers and sellers make informed decisions in these areas.

With a background in education and business, Susan brings patience, persistence, and excellent negotiating skills to her real estate career. She treats clients as family, is available 24/7, and ensures every transaction goes smoothly from start to finish. Her dedication and honesty make her a trusted adviser for buyers and sellers.

Contact Susan Ruiz at +1 (516) 662-6630 or email sruiz@realtyconnectusa.com. Visit her website at https://www.susanruiz.com to explore listings, request home evaluations, or schedule a consultation.